Empower your
people to greatness.
Discover the simplicity of the American Dream 401(k).
Connect with a financial advisor about your company retirement plan today.
If you value integrity, freedom, and vision… If you rely on your ability to compete, to innovate, to inspire, and to create value… We understand because we are entrepreneurs too. And we’ve built these values into The American Dream 401(k).
Create Value With
The American Dream 401(k)
1
Potential Business Advantages
- Optimize your finances with possible tax advantages
- Enhance employee loyalty and performance
- Manage fiduciary risks efficiently
- Lean on our robust backend support for seamless implementation
2
Revolutionary Training Programs
- Can help build a knowledge-base for your employees
- Can equip them and help transform them into prudent investors
- Have the opportunity to magnify the legacy they can leave for others
3
A Scientific Investment Paradigm
- Can provide a wealth trajectory for your employees based on Nobel Prize-winning investment principles
- Help simplify decision-making with clear academic principles and globally diversified portfolios
- Can help you adopt a systematic, methodical approach for your organization and employees
Your 401(k) Solution vs. The Government Mandated Option6
There are currently 11 states with government-mandated auto-enrolled IRA programs, with more states on the horizon.6
In these states, you must either choose your own option, or go with the government-mandated one.
Wouldn’t you rather be in the driver’s seat for how you want to empower your employees to save for retirement - rather than leave it up to a government program?
States with current auto-enrollment legislation:
- California
- Connecticut
- Illinois
- Maryland
- Massachusetts
- New Jersey
- New York
- Oregon
- Vermont
- Virginia
- Washington
Laws enacted (2012 - present)
Legislative proposal and/or study in 2022
Recent state efforts (2012 - 2022)
No recent state efforts
Realize the Key
Tax Benefits of a 401(k)7
We're committed to working with service providers that can help you design and implement a company plan that helps you take advantage of all the available tax benefits to you and your business.
With high contribution limits, tax credits, and tax-deductible expenses, a 401(k) plan can provide great benefits for both owners and employees.
Are you currently:
- Taking advantage of recent legislation in the SECURE Act 2.0
- Maximizing personal tax deferred contributions as an employee of your company
- Receiving up to $15,000 in tax credits in the first three years (for businesses with 2 to 100 employees).
- Considering how you can hedge future taxes with a Roth 401(k)
- Maximizing your contributions and tax deductions if you decide to match
- Considering the benefits of profit sharing into your 401(k) program to help manage business taxes
A fully developed support structure.
Your coach, along with Matson Money, can provide a developed support structure, education, and training to help you and your employees get the most out of your company plan.
Make it simple.
Our team is committed to making it simple to launch your plan and to provide outstanding and ongoing service to your employees.
Mitigate risk.
As the plan sponsor, you are considered a fiduciary, with important legal responsibilities. Your fiduciary risk can be mitigated by using providers who help you take on those responsibilities.
01/04
Investor Training and Development:
A Key Benefit to You and Your Employees
25% of employees agree that the most desired employer benefit is a financial wellness program with access to unbiased counselors and training.8 The training provided to the American Dream 401(k) participants goes the extra mile in creating value for plan sponsors.
Investing is a lifelong game. Just like top athletes, successful investors need exceptional coaching and training.
Our comprehensive training offerings help provide clarity about what they are doing with their investments and why.
The American Dream 401(k) Empowering Your Why
Program Participant Training and
Development Pathways
INVEST LIKE A SCIENTIST
An Academic Approach to Wealth Creation
Unlike standard retirement investing programs, we offer a clear investing philosophy based on Nobel Prize-winning academic principles.
Investing decisions should be viewed through the lens of science, not as a game of chance. With The American Dream 401(k), built on established economic principles and years of experience, we turn investing into a systematic lifelong journey to help create and protect your wealth.
Clarity and Diversification
Whereas complex and confusing investment menus “can lead participants to naively diversify their portfolios”10 the American Dream 401(k) is designed with globally diversified portfolios constructed in alignment with Nobel Prize-winning investing principles. This can help provide your participants with both clarity and diversification.
Our Academic Advisory Board
The Power of Knowledge and Research
We are proud to have a prestigious academic board that includes Nobel Prize winner Harry Markowitz, Presidential Medal of Freedom Recipient Arthur B. Laffer, and internationally renowned neuroscientist David Eagleman – all dedicated to helping you adopt a scientific and disciplined approach towards investing.
Their invaluable contribution to the foundational principles of Matson Money helps to ensure that you are leveraging the best of academic insights for your wealth creation journey.
Harry M. Markowitz, Ph.D.
Arthur B. Laffer, Ph.D.
Terrance Odean, Ph.D.
R. Lyman Ott, Ph.D.
Meir Statman, Ph.D.
David Eagleman, Ph.D.
In 1989, Dr. Markowitz was awarded the John Von Neumann Theory Prize in Operations Research Theory from the Operations Research Society of America and Institute for Operations Research and Management Sciences (‘INFORMS’) for contributions in portfolio theory, sparse matrix methods, and simulation language programming.
Markowitz has taught economics at Baruch College at the City University of New York, from 1982 until 1993, where he is now Distinguished Professor Emeritus. He now engages as an Adjunct Professor at the Rady School of Management at the University of California, San Diego; as well as Principle of Harry Markowitz Company.
Since its inception, the Matson Method of portfolio construction has been based on strong academic investing principles, enabling us to provide advisors and investors alike an investing methodology that aligns to their long-term financial goals and sensitive to their risk tolerance. Undoubtedly, essential to these principles is Markowitz’s Modern Portfolio Theory, which we assert will continue to still work for generations to come to have peace of mind around their money.
We are pleased to have Mr. Markowitz as a member of our Academic Advisory Board.
Yes! I want more
Information.
Connect me with a financial advisor to discuss
my company retirement program.
Our Values
Integrity
We are our word.
Entrepreneurial Spirit
Our unwavering commitment to innovation, creativity, and service.
Education & Inquiry
The continuous pursuit of financial academic theory. Being the leader in the application of empirically tested Nobel Prize-winning investing principles.
Training & Development
Empowering investors to be prudent and
disciplined throughout an entire lifetime.
Free Markets Work
We are a stand that a free market pricing system inspires competition, innovation, and wealth creation.
