If you value integrity, freedom, and vision… If you rely on your ability to compete, to innovate, to inspire, and to create value… We understand because we are entrepreneurs too. And we’ve built these values into The American Dream 401(k).
There are currently 11 states with government-mandated auto-enrolled IRA programs, with more states on the horizon.6
In these states, you must either choose your own option, or go with the government-mandated one.
Wouldn’t you rather be in the driver’s seat for how you want to empower your employees to save for retirement - rather than leave it up to a government program?
Laws enacted (2012 - present)
Legislative proposal and/or study in 2022
Recent state efforts (2012 - 2022)
No recent state efforts
We're committed to working with service providers that can help you design and implement a company plan that helps you take advantage of all the available tax benefits to you and your business.
With high contribution limits, tax credits, and tax-deductible expenses, a 401(k) plan can provide great benefits for both owners and employees.
Your coach, along with Matson Money, can provide a developed support structure, education, and training to help you and your employees get the most out of your company plan.
Our team is committed to making it simple to launch your plan and to provide outstanding and ongoing service to your employees.
As the plan sponsor, you are considered a fiduciary, with important legal responsibilities. Your fiduciary risk can be mitigated by using providers who help you take on those responsibilities.
of employees agree that the most desired employer benefit is a financial wellness program with access to unbiased counselors and training.8
of employees are likely to be attracted to another company that cares more about their financial well-being.8
of employees say that their financial worries severely or majorly impact their productivity at work.8
of workers seriously consider the availability of a retirement plan when deciding whether to accept or remain in a job.8
25% of employees agree that the most desired employer benefit is a financial wellness program with access to unbiased counselors and training.8 The training provided to the American Dream 401(k) participants goes the extra mile in creating value for plan sponsors.
Investing is a lifelong game. Just like top athletes, successful investors need exceptional coaching and training.
Our comprehensive training offerings help provide clarity about what they are doing with their investments and why.
The instant they enroll in The American Dream 401(k), your employees get coaching and guidance that can help them optimize their financial outcomes.
Your American Dream is directly impacted by your saving, planning, and investing strategy.
Your American Dream is within your grasp, and your company retirement plan is a powerful access to fulfilling on it.
Investing can be complex, we are here to support, train, and develop you to achieve your dreams.
Choosing your 401(k) portfolio mix.
Through systematic, year-round educational modules, your employees can access the training and development that can help them transform into savvy lifelong investors.
Dismantling the myths of investing
Mind Over Money
Verify, Verify, Verify
The Investing Vortex
Traditional Index Investing vs. A Structured Market Approach
Built to Last: Engineering a Portfolio that can Survive a Volatile Market
Save the Investor, Save the World®
Dimensions of Rebalancing
Creating the Ideals of the American Dream as a global Phenomenon
Gearing Up for the Next Crash
The Crypto Conundrum
Global Economic Armageddon: Is It the Right Time to Panic?
After the Crash
Politics and Portfolios
Our premier two-day training can provide your employees with clear insights into Nobel Prize-winning investing principles, empowering them to align their finances with their life's purpose and dreams.
No Talk Rule
Creating Your True Purpose for Money
Mind Over Money
Conscious Investing for Peace of Mind
Matson Money’s Five Discoveries
Unlike standard retirement investing programs, we offer a clear investing philosophy based on Nobel Prize-winning academic principles.
Investing decisions should be viewed through the lens of science, not as a game of chance. With The American Dream 401(k), built on established economic principles and years of experience, we turn investing into a systematic lifelong journey to help create and protect your wealth.
Whereas complex and confusing investment menus “can lead participants to naively diversify their portfolios”10 the American Dream 401(k) is designed with globally diversified portfolios constructed in alignment with Nobel Prize-winning investing principles. This can help provide your participants with both clarity and diversification.
We are proud to have a prestigious academic board that includes Nobel Prize winner Harry Markowitz, Presidential Medal of Freedom Recipient Arthur B. Laffer, and internationally renowned neuroscientist David Eagleman – all dedicated to helping you adopt a scientific and disciplined approach towards investing.
Their invaluable contribution to the foundational principles of Matson Money helps to ensure that you are leveraging the best of academic insights for your wealth creation journey.
In 1989, Dr. Markowitz was awarded the John Von Neumann Theory Prize in Operations Research Theory from the Operations Research Society of America and Institute for Operations Research and Management Sciences (‘INFORMS’) for contributions in portfolio theory, sparse matrix methods, and simulation language programming.
Markowitz has taught economics at Baruch College at the City University of New York, from 1982 until 1993, where he is now Distinguished Professor Emeritus. He now engages as an Adjunct Professor at the Rady School of Management at the University of California, San Diego; as well as Principle of Harry Markowitz Company.
Since its inception, the Matson Method of portfolio construction has been based on strong academic investing principles, enabling us to provide advisors and investors alike an investing methodology that aligns to their long-term financial goals and sensitive to their risk tolerance. Undoubtedly, essential to these principles is Markowitz’s Modern Portfolio Theory, which we assert will continue to still work for generations to come to have peace of mind around their money.
We are pleased to have Mr. Markowitz as a member of our Academic Advisory Board.
Connect me with a financial advisor to discuss
my company retirement program.
We are our word.
Our unwavering commitment to innovation, creativity, and service.
The continuous pursuit of financial academic theory. Being the leader in the application of empirically tested Nobel Prize-winning investing principles.
Empowering investors to be prudent and
disciplined throughout an entire lifetime.
We are a stand that a free market pricing system inspires competition, innovation, and wealth creation.